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Farmers Alliance Auto Insurance Review

country farmThis Farmers Alliance Auto Insurance Review looks at McPherson, Kansas-based Farmers Alliance Mutual Insurance Company. The company distributes auto insurance and property & casualty insurance products in eight states throughout the west and mid-western United States. 

Farmers Alliance Insurance and Farmers Alliance Indemnity units offer life, fire, and marine insurance to policyholders. Receive multiple affordable car insurance quotes for FREE by entering your ZIP code in our car insurance comparison tool.

Farmers Alliance Auto Insurance Contact Information

Write Farmers Alliance Auto Insurance headquarters at 1122 North Main Street, Post Office Box 1401, McPherson, Kansas 67460-1401. Call the company at 620-241-2200.

Farmers Alliance Auto Insurance History

Farmers Alliance was founded in 1888 as a mutual insurance company. The company was formed in order to protect the collective area growers from devastating agricultural fires. The growers in and around McPherson, Kansas joined together to mutually absorb the crop risks.

Agribusiness remains important to Farmers Alliance, in addition to small business and homeowners insurance underwriting. Policyholders still own the company today.

Farmers Alliance Auto Insurance Agents

According to the company website, Farmers Alliance relies upon a network of more than 600 independent insurance agents and brokers to market and distribute its property & casualty insurance products and services.

The company does business with clients in Idaho, Nebraska, Oklahoma, Colorado, Montana, North Dakota, and South Dakota. Most of the company’s business is written in the state of Kansas. To compare car insurance quotes online fast and FREE, enter your ZIP code in our car insurance comparison tool.

Farmers Alliance Auto Insurance Careersman holding blank business card

Independent insurance agents interested in representing Farmers Alliance may submit an indication of interest by letter or telephone to the manager responsible for their region.

Insurance professionals interested in employment with Farmers Alliance Mutual Insurance may contact the company’s Human Resources Department at 620-241-2200, extension 1107.

The company seeks claims adjusters, customer service, and clerical employees on a regular basis. The company also hires internal sales and marketing professionals on an as-required basis.

Approximately half of the company’s insurance is focused on the needs of working farmers. The company writes auto and vehicle insurance for farms.

Farmers Alliance Mutual Insurance remains attentive to the needs of its marketplace. The company reported a $10,000 contribution to the American Red Cross Kansas-Midway Chapter for disaster relief.

In addition, the company writes personal and family auto insurance and vehicle policies, including trucks, motorcycles, recreational vehicles, and other motorized equipment.

Farmers Alliance Auto Insurance Financial Information

The company reported approximately $130 million in gross sales in 2010. In 2008, the company reported its largest loss on record of $44.5 million.

Insurance company rater A.M. Best most recently maintained its rating of Farmers Alliance Mutual Insurance “A-” (Excellent). A.M.farm machine Best reports that the company’s size category as VIII ($100 million to $250 million). The company’s long-term outlook is considered stable, according to A.M. Best. The company’s credit was also affirmed “A-.”

The management of Farmers Alliance doesn’t rely upon debt to finance growth. Throughout the difficult years of 2008 and 2009, the company reported a debt ratio of .9 to 1.0, maintaining almost equal debt to equity levels. Compare Farmer’s ratings to other car insurance ratings in our car insurance reviews page.

The company continues to invest its portfolio in lower-risk, short-term debt instruments rather than riskier stock market securities. According to company reports, the portfolio invests only about 5% of assets in stocks.

Farmers Alliance Auto Insurance Claims

Farmers Alliance auto insurance customers may report a claim through their independent agent or by contacting the company. Customers may choose to communicate claims information by fax at 620-241-5482. Customers may report a new claim or request follow-up on an existing claim 365 days a year, 24 hours a day. 

Farmers Alliance Auto Insurance Complaints

Farmers Alliance Mutual Insurance wants to provide customers with superior customer service. The state insurance departments in Kansas, the Dakotas, Colorado, Oklahoma, Nebraska, and Montana have no record of active customer complaints against the company. 

Farmers Alliance Auto Insurance Associations

Farmers Alliance maintains close relationships with:

  • the U.S. Department of Homeland Security/FEMA
  • the National Association of Mutual Insurance Companies
  • the Independent Insurance Agents of America
  • the National Association of Insurance Commissioners
  • the Institute for Home Business and Safety

Farmers Alliance Auto Insurance and Identity-Theft Protection

According to the company website, Farmers Alliance Mutual Insurance is concerned about protecting clients from identity theft. The states of Texas, Georgia, California, Arizona, and Florida report the highest incidence of identity theft.

Clients are encouraged to learn how to protect against identity theft threats via mobile phone, health provider records, business records, and digital hacking.

Farmers Alliance Auto Insurance and Corporate Planning

Farmers Alliance Mutual Insurance Company wants to help commercial and individual clients in all areas of strategic and financial planning. One of the company’s primary goals is to help clients preserve the best facets of rural American life. Strengthening rural America with financial planning and technology tools is the company’s mission and vision. Receive multiple quotes and compare car insurance quotes for FREE by entering your ZIP code in our car insurance comparison tool.

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