Great Northern Insurance Company Auto Insurance Review

Great Northern Insurance Company has auto insurance products for all types of people, even those who are considered to be high risks for most auto insurance companies.Great Northern Insurance Company is so welcoming to these people, that it gears its products toward those who have difficulties obtaining their personal auto insurance because of their poor driving records.

Those who have very good driving records are cordially invited to seek their auto insurance coverage from Great Northern Insurance Company as well. Try our FREE quote comparison tool on our website!

High Risks That Can Purchase Auto Insurance from Great Northern

Specifically, Great Northern Insurance Company sells auto insurance for a reasonable price to:

• Those who have been involved in more than one car collision
• Drivers who have been arrested on DUI/DWI charges
• Inexperienced drivers
• Those with low credit scores

The Credit Score Is Less of a Factor

A lot of auto insurance companies are using the credit score as a measure of how responsible a future client may be as he or she drives on the roads. Those with low credit scores are determined to be the most irresponsible, and they are always quoted the highest auto insurance rates.

The difference between Great Northern Insurance Company and the auto insurance companies described above is that Great Northern gives applicants for its auto insurance policies the option of forgoing the credit check.

Without the credit check, the applicant will have a higher quote. The advantage is that the quote will not be as high as if the credit check was done.

The Effect of High Credit Scores

Those who have good credit scores and good driving records must not think that they will not be offered any auto insurance discounts from purchasing their insurance from Great Northern Insurance Company. Those with good credit scores will receive cheap auto insurance with this company that those with high credit scores are rarely offered.

Great Northern Insurance Company’s Discounts

Good drivers also have the opportunity to lower their premiums even more with Great Northern Insurance Company’s discounts. Some of these discounts are for:

• Their marital status
• Their high credit scores
• Purchasing more than one insurance product with the company
• Maintaining good grades in school
• Taking driver’s training courses
• Taking defensive driving courses
• Insuring a vehicle with daytime running lights, air bags, automatic seat belts and anti-lock brakes
• Anti theft devices
• Insuring more than one vehicle with the company

Locating Great Northern Insurance Company

Great Northern Insurance Company is now part of the Chubb Group of Insurance Companies. As such, it does not have its own website or even its own offices.Those who wish to contact the company directly will need to call Chubb’s headquarters in Warren, New Jersey. They can also visit Chubb’s website for more information.

Basic Liability Coverage and Excess Liability

People will be able to purchase their liability coverage from Great Northern Insurance Company as well as an umbrella policy. With what this company calls Excess Liability, Great Northern clients will be able to increase the limits of their liability auto insurance coverage if they have a great deal of assets to protect.

Insuring Collector’s Cars with Great Northern

Along with insuring vehicles that people drive every day, they can also insure their collector’s cars with Great Northern Insurance Company.

As the value in the collector’s vehicle appreciates, the amount of money that people can receive if the vehicle is ever destroyed also increases with Great Northern Insurance Company.

When the Need Arises to File a Claim

Great Northern Insurance Company is a subsidiary of a company that works to be more than just an auto insurance company that sells auto insurance policies. If a client needs to file a claim, the client will find that Great Northern Insurance Company will be of help to them other than just during the claims process.

An example of how Great Northern Insurance Company extends its services toward its clients is in the collector’s policies. If the owners of collector’s cars need help in an area, Great Northern Insurance Company can refer them the services they need just for their collector’s cars.

The Commercial Auto Insurance Option

Although Great Northern Insurance Company sells commercial insurance products, it does not currently sell commercial auto insurance policies. Those in need of these types of policies will need to seek it from other companies. Enter your ZIP into our FREE quote generator and start saving today!

Two Ways to Receive a Quote for Great Northern

In order to receive a quote for personal auto insurance products, those interested may seek an independent agent on Chubb’s website. They will have detailed instructions as to how they can find the closest agent to them. To find a Great Northern Insurance Agent, potential clients need to:

• Click “Find an agent – Get a quote”
• Type in their zip codes and select how close they would like the agent to be to them in miles
• Submit the information
• Choose an agency name from the results
• Type in their names and contact information with the best time to contact and submit
• Wait for the agent to contact them

People can go through the process described above, but there is a much easier and faster way for them to receive auto insurance quotes from Great Northern Insurance Company and several others. They can type their ZIP codes into our comparison feature and receive FREE quotes in minutes!